Wealth
Financial Needs Analysis
Every investment strategy begins with a financial needs analysis. Our considerable investment in world class technology in conjunction with our own experience and expertise guides our clients through fluctuating economic markets and changing regulatory requirements.
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Risk Planning
Risk Planning covers you and your dependents against life changing events such as disability, dread disease, the need for income protection or death. It is an essential and inescapable component of any financial planning strategy.
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Investment Planning
To secure your financial future, professional, flexible investment planning to ensure medium and long term capital growth is as essential as oxygen. Our professional expertise and access to a wide range of investment products helps each client build a portfolio that is aligned with specific, individual risk profiles and income requirements.
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Retirement Planning
We strive to guide our clients towards developing plans that will result in a secure quality of life during their retirement years.
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Healthcare
Unforeseen medical expenses can derail the most carefully crafted financial plan. It is for this reason that we meticulously evaluate your healthcare coverage and recommend the most optimal medical aid and gap cover solutions.
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Estate Planning
Just as your life changes, so new situations should become an integral part of the plans you make to take care of your dependents.
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Business Assurance
As any Business Rescue Practitioner will affirm, no company regardless of size or the duration of time it has been in business is immune from risk. The risks associated with volatile economic markets, crime, customers defecting to rival competitors, and of course, the unforeseen death or disability of a business partner or key employee.
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Employee Benefits
In today’s competitive economic market, the ability of a business to attract and retain high caliber staff is contingent on the benefits that are offered.
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Short Term
Insurance
Because life doesn’t come with predictable outcomes, it makes sense for clients to cover themselves and their possessions against unexpected occurrences.
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Alternative Investments
Private Equity
As experts in our field, we ourselves and together with our partners can assist a business looking for long-term investment through private equity. We do this with sound advice and financing with the objective to significantly enhance its value.
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Venture Capital
Venture capital allows you to play a role in obtaining equity in innovative businesses that show promising long-term growth potential. At Refined, we actively source and invest in venture capital opportunities that show strong potential for success. We do this together with our partners, and for our own account.
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